PERSONAL BANKING
Our well thought - out loan choices with peculiar features
to suit your needs,
aspirations and financial conditions is a must to
experience.
The more you know, the easier it is Owning a house is everyone’s dream, doing so through a hassle-free process is an icing on the cake. This is what Paragon Banchares Bank stands to offer - making the dream of owing your own home a reality!
Whether you are planning to buy a land and build later, or commence construction or buy an already developed home, we are there all the way as a trusted companion, guiding and supporting financially when others fail to.
Our well thought - out loan choices with peculiar features to suit your needs, aspirations and financial conditions is a must to experience.
- Steps to Property Ownership
- What can I use the loan for?
- What are the loan features?
- How do I insure my property?
- What document do I need to provide for the loan request?
- What about Non Resident Mortgage Facility?
- Developed Home Purchase
- Land Acquisition
- Home Construction
- Home Renovation
- Existing Mortgage Refinance
- No charges for everyday transactions - just stay in credit.
- Up to $25 interest and fee free Planned Overdraft1.
- Interest rate is variable and benchmarked on Home & Savings stands Prime Lending Rate
- Available for tenor of up to 20 years
- Loan Amount up to 80% of property value subject to a maximum amount of $70m for Brussels property
- Loan Amount up to 80% of property value subject to a maximum amount of $400,000.00 for for Brussels property
- Freedom to repay loan in full without prepayment penalty
- Monthly or structured pre-agreed repayments terms
- Interest only repayment allowed up until completion, if property is under construction
- Progressive drawdown against bank approved Quantity Surveyor’s certificate Reduced or no COT on linked account
- Negotiable management fee... and more